The Ensurise Agency Leadership’s background reflects a powerful cross-section of insurance expertise
Angela Brothers Bonarrigo
President, Brothers Insurance Associates
In 1984, Angela Bonarrigo started working full time at Brothers Insurance Associates, Inc. after graduating from Frostburg State University with a B.S. in Sociology. After working in both Personal and Commercial Lines at her family’s agency, Angela was made Vice President of Brothers Insurance Associates, Inc. in 1987, and was named President of the agency after her father retired in 2020.
Angela has served as a leader in numerous volunteer organizations, including as President of the Independent Insurance Agents of Carroll County; Board Member of the Independent Insurance Agents of Maryland where she was President from 2008 to 2009, Member of the Legislative Committee, and more recently as Past President Representative from 2017 to 2019.
In her free time, she has worked with Relay For Life for the past 13 years including many years as co-chair of Relay For Life of Taneytown. Angela serves as co-chair, along with her husband Joe, of the WHS Class of 1980 Annual Charity Golf Tournament.
William “Willy” G. Hoffman, Jr., CIC
President, Howard & Hoffman Insurance Agency
In 1982, William “Willy” G. Hoffman, Jr. started working summers at Howard & Hoffman, Inc. while still attending high school. He started working full-time at the agency in 1991 after graduating from St. John’s College High School and earning his B.S. degree in Business from Mt. St. Mary’s College. He started working in the Personal Lines Department, then went into sales for both personal and commercial lines.
In 1994, Willy was promoted to Assistant Vice President and elected to the Board of Directors of Howard & Hoffman, Inc. In 1997, he was promoted to Vice President and Secretary and also earned the CIC designation. If he is not in the office, Willy is playing with his two children, coaching youth soccer, playing lacrosse, taking photographs (most of the photos on the Howard & Hoffman website are his) working in his wood shop, or barefoot water-skiing. For more information, please visit www.howard-hoffman.com.
Scott M. Hoffman, CIC
Vice President, Howard & Hoffman Insurance Agency
In 1980, while still in high school, Scott M. Hoffman started working summers at Howard & Hoffman, Inc., becoming the fourth generation of Hoffman family leadership. He started working at the agency full-time in 1986 after graduating from St. Stephen’s High School and earning his B.S. degree from the E. Claiborne School of Business at the University of Richmond. He started as an assistant in the Personal Lines Department, and later went on to sales for both personal and commercial lines.
In 1989, Scott was promoted to Treasurer and elected to the Board of Directors of Howard & Hoffman, Inc. In 1993, he successfully completed the required courses and was awarded his Certified Insurance Counselors (CIC) designation from the professional Insurance Agents Association. In 2005, Scott was elected as President of the D.C. Insurance Agents Association. He loves cars and motorcycles and is an advanced driving instructor for the BMW car club. In addition, Scott is an avid barefoot water skier. If you like to water ski, or want to learn, give him a call - he loves to teach people. For more information, please visit www.howard-hoffman.com.
Merrill Kenneth “Ken” Luhman, Jr.
President, Howard Eales
Howard Eales is an independent, full-service insurance brokerage firm focused on protecting business owners and private residents, and on providing the most competitive rates on the best coverage available in the Washington D.C. area. The firm has particular expertise in the transportation, construction, bonding and high-end personal lines sectors. Founded in 1956, it is in its fourth generation of leadership as a trusted advisor to its clients. For more information, please visit www.howardeales.com.
Michael G. Reese, Jr.
President, Reese Yeatman Insurance
Reese Yeatman is an independent commercial and personal property/casualty insurance brokerage firm in Bethesda, Maryland. Founded in 1970, it is in its second generation of family leadership in service as a trusted advisor to its business and individual clients. For more information, please visit www.reeseyeatman.com.
Stephen P. Scontras
Senior Advisor
Stephen Scontras has over 25 years of experience in the insurance sector and has held a variety of senior roles as an insurance distributor and underwriter, through which he has developed invaluable production, underwriting, operational, and management expertise. Most recently he served as Senior Vice President at Dowling Hales, an insurance-dedicated mergers & acquisitions firm. At Dowling Hales, Stephen worked with small to medium-sized agents, brokers and carriers, assisting them with strategic planning, distribution strategies, buy and sell-side representation and overall capital structure management. Stephen also manages a book of specialty property & casualty business focused on the nonprofit sector. Prior to Dowling Hales, Stephen authored and implemented business development plans and oversaw recruiting, training and operations management at offices of Arthur J. Gallagher & Co. and Palmer & Cay in Washington, D.C., and acted as a Lloyd's broker with JLT Risk solutions in London, England. Stephen has also held various management positions over the course of a 16-year career with FM Global, a leading commercial insurance carrier. Mr. Scontras is a graduate of the University of Maine where he obtained a BS in Business Administration and he later attended the London Business School where he studied corporate finance.
Frank J. Trotta II
President, Hershberger Insurance Agency
Hershberger Insurance Agency is an independent, full-service insurance brokerage firm focused on protecting business owners and private residents by providing the most competitive rates on the best coverage available in Grantsville, Maryland and the Deep Creek Lake area. For more information, please visit www.hershbergerinsurance.com.
Gerald F. “Gerry” Zoller
Chairman, American Heritage Insurance Agency
Heather B. Zoller
President, American Heritage Insurance Agency
American Heritage Insurance Agency is an independent commercial and personal property & casualty insurance brokerage firm in Eldersburg, Maryland. Founded in 1983, it has been a trusted advisor to its business and individual clients under the leadership of Gerald F. and Heather B. Zoller for over 35 years. For more information, please visit www.americanheritageinsurance.com.
Maria Jaramillo
Director of Operations, Risk Cooperative
Derrick Wong
Employee Benefits Practice Leader, Risk Cooperative
Founded in 2014 by an expert team of risk executives, Risk Cooperative is a certified minority‑owned and fully licensed brokerage across the full spectrum of risk and insurance solutions, including comprehensive employee benefits, life and health, property and casualty, cyber and other specialty lines. The award winning team of industry professionals specializes in helping businesses build operational resiliency.
Maria oversees the operations team – winners of the 2023 Top 50 Operations Team Icon Award – bringing best in class business effectiveness expertise to provide insurance and risk mitigation consultations, develop and manage insurance programs, and address other complex risk issues.
Derrick, a 2023 Risk & Insurance Power Broker and Rising Star, serves as a premier benefits consultant, with expertise in maximizing member engagement and increasing the overall awareness, understanding, and utilization of employee benefits.
For more information, please visit www.riskcooperative.com.